The hard reset didn't fix it for mem but I figured out what was causing the paper to bend on my printer.
This turned out to be such a simple fix and I didn't have to waste my time being without a printer and having to hassel with the exchange program....
Just thought I would share in case it would help someone else--
Earlier I had printed 4x6 pictures on "Photo Paper Glossy" and I had forgotten to change my printing preferences, paper/quality back to "Plain Paper" and once I did that --"no more Bent paper" Yahoo!